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When processing your application, we will carry out credit and identity checks on you (or, in the case of a company, limited liability partnership or partnership application, on the directors, members or partnership application, with one or more credit reference agencies. To do this, they will give us information about you.
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We will continue to exchange information about you with credit reference agencies if, for example, you have failed to pay any amount you owe to us and we are unable to contact you or you give false information.
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Records we share with credit reference agencies will be retained by us for 6 years once you have ceased to owe us any money.
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If credit facilities are granted, records of your sales payments and your accounts will be retained by the Company, and we may use this information to determine credit limits. Further details of how we may use your personal data can be found in our privacy policy on our website here.
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Guarantees and indemnities may be required in respect of a credit account. Terms and conditions apply. Credit may be withdrawn or extended at any Time. Our credit accounts are subject to affordability and credit status and for UK residents aged 18 or over only.